Making Internet Purchases: What You Need To Know

Shopping online from the convenience of your own home is one of the miracles bestowed upon us by the internet. We can easily buy anything from our weekly groceries to our automobiles with just the click of a mouse. However, with the ease of online shopping come some risks–identity theft, false advertising, and scams to name a few. Keep reading to learn how to reap the rewards of online shopping while protecting yourself and scoring great deals.

When you are shopping online, you should only shop at reputable stores. If the store does not have a good reputation, you may be asking for trouble. Some people have had their credit card and personal information stolen from shopping on less than reputable websites. Be careful and protect your private information.

When shopping for a certain item, check several different online stores. Many times with a little searching, you can save as much as 25 percent. Look at a variety of websites to make sure you are getting the best deal. When figuring each website’s price, make sure you include shipping costs into your calculations.

Always save copies of your orders and receipts from online purchases. Many stores will redirect you to a page after you’ve submitted an order detailing everything that was bought, customer information, the prices, etc. You should either print a copy of this or save a copy to your computer in case any issues arise before the end of the return period. Make sure to save any emails about your items’ status or correspondence with the company regarding your orders, too.

Find out the online store’s return policy. If you are considering making a purchase on an item that you may want to return, be sure you find out if returning the item is an option. Sometimes when you shop online, items can not be returned and you do not want to be stuck with an unwanted item.

Be careful where you submit your credit card information. When you are shopping online, always use secure sites. These are sites that have taken steps to protect your valuable information. A secured website will begin with HTTPS instead of the standard HTTP. There will also be a locked icon, either in your address or status bar, depending on which browser you use.

Sign up for your favorite online stores’ newsletters. Many times online stores will send out daily, weekly or monthly newsletters with special sales, discounts and deals. If you like to save money, you might be able to score some great deals on items you were going to purchase anyway.

Be wary of overdoing it. It is much easier to overspend when you are shopping online. You start to rationalize that you can spend more for those shoes because you saved money on gas and the food you would have gotten if you went to the mall, for instance. Give yourself a limit and stick to it.

Many companies offer promotional codes that can get you free shipping or a certain percentage off your total, but you may have to do some searching to find these codes! Do a search for the name of the company plus ‘promotion code’ to see what you can find – you could wind up saving a few bucks with one simple click!

When you shop on the Internet, try to wait until the holidays to buy things you don’t need. Brick and mortar retailers love throwing holiday sales at times like Independence Day, or Presidents Day. The Internet mimics this often. You can find discounts, free shipping and other great deals.

One tip for finding good online shopping deals is to be patient. Online sales and promotions run in cycles, so, if you can wait, it is good to do so. The cycle of sales, promo and coupon codes and other discounts will eventually come around again. Then, you will be able to find what you want at the lowest price.

When setting up an account for an online shopping site, choose your password carefully. Do not use words or phrases that are simple to figure out. This is especially important because some sites store your credit card information for faster access at checkout. Weak passwords leave you vulnerable to people trying to steal your information. Make sure your passwords have a healthy mix of numbers, letters and symbols.

If you like to buy and use gift cards for online shopping, make sure you buy them only from the store that issued them. Third-party sites are popping up all over, and although they advertise prices that are below the actual cost of cards, some can’t be trusted. Since you have no way of knowing until you go to redeem them, stay on the safe side.

If you have filet mignon tastes and a cheeseburger budget, turn to auction sites. You can often find brand new designer items at a heavily discounted price. Try searching for a slightly misspelled version of the designer’s name. You may be able to find an item that no one else has seen.

Make sure you understand what you are getting when ordering a product online. Do not rely only on the picture or the title of a product page to determine what you are buying. Go through the description and specifics very carefully to get a better idea of what you are buying.

Always use your common sense when shopping online. Ask yourself, do the prices seem way too low? Are there numerous spelling and grammar errors on the website? Does the company list a PO box instead of a physical address? These are all clues that you may not be dealing with the most reputable retailer. Use your common sense and don’t get scammed.

As you are well aware, shopping online from your home computer or mobile device is highly convenient. You don’t have the hassle of dealing with traffic or lines at the store. However, certain risks come with online shopping. You now know how to avoid these risks and fully enjoy the online shopping experience.

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